David 3, 4 & 5 Group
Her loan is to buy a sack of wheat flour, hundreds of coconuts, sugar, milk, and other ingredients. She sells them in her community and in the city of Romana, which is known for a lot of tourism and for making sugar.
Altagracia has five children who still live with her and the father of her two youngest children. She is an older lady who is enthusiastic about her business. Starting very early she kneads the dough to make the bread, and she scrapes the coconut for the sweets. Her favorite activities are spending time with her family, cooking, and going to church.
This is Altagracia’s sixth loan with Esperanza Internacional. Thanks to making her payments punctually, she has been able to strengthen her business and make good investments. She used part of her earnings for family necessities. Also they were used for savings so that she was able to have good savings. She did this so that she would be able to undertake any project in the future.
One of her dreams is to have her own place for her products.
Altagracia is one of the members of the David 3, 4, & 5 Communal Bank. It is comprised of 15 members. All of them sell different products.
Altagracia tiene 5 hijos, los cuales aun viven con ella, junto al padre de sus dos hijos menores. Es una señora mayor, que desde temprano esta en el afán de su negocio, amasando harina para elaborar los panes, y guayando coco para los dulces; pero aun así su actividad favorita es dedicar tiempo a su familia, cocinar y asistir a la iglesia.
Altagracia esta recibiendo su sexto prestamos con Esperanza internacional, y gracias a que sus pagos han sido puntuales, ha podido reforzar su negocio y hacer buenas inversiones. Partes de sus ganancias eran utilizadas en las necesidades de su familia y también para ahorrarlas, y poder tener un buen ahorro para el futuro poder emprender cualquier proyecto. Unos de sus sueños es tener un local para sus productos.
Altagracia es una de los miembros del grupo David 3, 4 & 5. Compuesto por 15 miembros, todos dedicados a la venta de diferentes productos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid