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Virgen De Juquila Group
In this Group: Ernestina , Petra Constantina, Luisa, Maura, Diana , Manuela, Gabina
This community bank is called 'Virgen de Juquila' and is located in San Miguel Cohuecan neighborhood, in the State of Puebla, Mexico. It is made up of 7 hard-working women who know each other and are neighbors. They are Ernestina R. Ramírez, who will use her loan to buy clay and white clay to make pitchers that she sells unfired; Petra Constantina V. M., who will buy clay to make pitchers; Luisa S. González, who will buy firewood, clay and white clay for making pots and casserole dishes; Maura A. V., who will buy clay to make rustic pitchers; Diana Martínez López, who will buy medicines, anti-inflamatories, syrups and analgesics to stock her pharmacy; Manuela S. S., who will buy clay and firewood to make pedestals and Gabina R. A., who will buy clay and white clay to make casserole dishes.

Luisa S. González is a member of the group. She is 36 years old and studied up to the 6th year of elementary school, obtaining her leaver's certificate. She is single and lives with her mom and brother. They work as potters, making pitchers, casserole dishes and pots. Luisa is requesting her loan to buy firewood, clay and white clay to stock her business with supplies so that she has the material she needs to make her pitchers, casserole dishes and pots. She started in her business 28 years ago, watching how her mom cut the clay, and she learned all on her own. It is a family business and all her family work in it. It is located in her home and is very important because she supports herself with it.

Luisa enjoys being a potter, making casserole dishes and painting them. She is proud because she works, bakes her products and everything comes out beautifully. It has also helped her to take a stewardship role in her community. There are 8 days of fiesta each year when they feed everybody and provide the church with floral arrangements and candles. Luisa's customers are from Jaloxtoc, Ahuatlan and Tepetlixpa. Her business is popular because of the good work that she does and the finishing touches that she makes to the pitchers, casserole dishes and pots. The challenge that she faces in her business is the climate. When it rains, the clay doesn't dry and she can't work. Her business also faces competition because the whole village makes pottery items. Luisa re-invests the profits that she makes back into her business, uses some to survive on, some to eat and some to repay her loan. She is planning to stock her business with more material so that she can have some stored up. She plans to continue working together with her mom and brother who will also help her to repay the loan. This business has helped her family a lot. It has provided them with the food they need and helped them to live more comfortably.

The improvement that Luisa would like to make to her home is to plaster it. Her plans and hopes for the future are to continue working and for everyone to enjoy good health. She is very happy to be receiving this loan because she will have money to buy the material she needs.

San Bartolo Cohuecan is a quiet village. From it you can see the Popocatapetl and Iztaccihuatl volcanoes. In the month of December, the Popocatapetl volcano turns red and they sow sorghum, corn, peanuts and onions. Starting August 24th, they celebrate an 8-day-long fiesta dedicated to the patron saint San Bartolo (Saint Bartholomew). They provide everybody in the village, and visitors, with food, there is music, bullfighting, fireworks, engagements and Aztec dances.

The members of this group would like to say to Kiva and Fundación Realidad, "Many thanks for these loans that you give us. We hope that you will lend to us at lower interest rates because the situation is difficult and let's hope the interest rates don't go up so that we have more money for our materials".
View original language description ↓
Este grupo solidario se llama Virgen de Juquila, se encuentra localizado en barrio San Miguel Cohuecan, estado de Puebla, México, esta integra por 7 mujeres trabajadoras que se conocen y son vecinas ellas son la señora Ernestina R. Ramírez va a comprar con su préstamo barro y tierra blanca para elaborar los jarros los vende crudos, la señora Petra Constantina V. M. va a comprar barro para la elaboración de las jarros, la señorita Luisa S. González va a comprar leña, barro, tierra blanca para la elaboración de las ollas y cazuelas, la señora Maura A. V. va a comprar barro, para la elaboración de los jarros rústicos, la señora Diana Martínez López va a comprar medicamentos, antiinflamatorios, jarabes, analgésicos, para surtir su farmacia, la señora Manuela S. S. va a comprar barro, leña, para la elaboración de sus pedestales, la señora Gabina R. A. va a comprar Barro y tierra blanca para elaboración de las cazuelas, la señorita Luisa S. González es integrante del grupo, ella tiene 36 años de edad estudio hasta el 6º. Año de primaria obteniendo su certificado, ella es soltera vive con su mama y su hermano ellos se dedica a la alfarería elabora jarros cazuelas y ollas, ella solicito su préstamo para compra leña, barro y greta para surtir su negocio de los insumos y tener material para elaborar los jarros, cazuelas y ollas, ella inicio su negocio hace 28 años, ella veía como cortaba el barro su mama y fue aprendiendo solita, el negocio es familiar ahí trabajan todos los de la familia su negocio está en su casa y es muy importante su negocio porque se mantiene uno de ahí, a ella le gusta trabajar la alfarería elaborar las cazuelas y pintarlas, y está orgullosa porque trabaja, cuando hornea y toda la producción sale bonita, también le ha servido para la mayordomía hay 8 días de fiesta dan de comer a toda la gente, dan los arreglos, las ceras para la Iglesia, sus clientes son de Jaloxtoc, Ahuatlan, Tepetlixpa, su negocio es popular por el buen trabajo y terminado de los jarros, cazuelas y ollas, los desafíos que enfrenta su negocio es el clima cuando llueve no se seca el barro, no se puede trabajar, su negocio enfrenta la competencia de que todo el pueblo trabaja en la alfarería, las ganancia las vuelve a invertir, para sobrevivir, para comer, para pagar el préstamo, ella está planeando surtir mas de material su negocio para tener almacenado y seguir trabajando junto con su mama y su hermano que también ellos le ayudan a pagar el préstamo, este negocio ha ayudado mucho a la familia a la alimentación a vivir mejor, las mejorías que desea hacer a su vivienda son repellar su casa, sus planes y esperanzas para el futuro son seguir trabajando y que estén bien de salud, ella está muy contenta con este préstamo que le dan porque va a tener dinero para comprar el material. San Bartolo Cohuecan es un pueblo tranquilo, se ve el volcán Popocatepet e Iztaccihuatc en el mes de diciembre el volcán Popocatepet se ve rojo, siembran de temporal sorgo, maíz, cacahuate y cebolla, el 24 de Agosto celebran al santo patrono San Bartolo, dura 8 días la fiesta, le dan de comer a todo la gente del pueblo y visitantes, hay música, toritos, juegos pirotécnicos, hay promesas, danzas aztecas. Las integrantes del grupo quieren decirle a Kiva y a Fundación Realidad, “muchas gracias por estos préstamos que nos dan y ojala nos presten con menos interés porque esta dura la situación y que no aumenten el interés para que nos alcance mas para los materiales”

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $17,362,500
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Juquila Group's $2,600 loan helped a member to buy firewood, clay, white clay for making pitchers, pans and casserole dishes.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 4, 2011
Listed
Feb 19, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011