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Shareefan's Group
In this Group: Shareefan, Riaz Fatima, Bashiran, Ulfat, Razia
Shareefan lives in Jaranwala, a small city in Punjab, Pakistan known for its agriculture industry. She has been living there with her family in a single room brick house for almost 35 years. Shareefan is a widow. Her husband, who worked for the government, died a few years ago. She receives his pension which helps her to pay the utility bills.

Shareefan lives with her 20-year-old daughter. Both do sewing work to survive financially. They are good at their work and receive regular orders every month. She has applied for a loan from Kiva's partner, Asasah, to improve their sewing business. With the loan, she will buy a new sewing machine for her daughter because they are currently using a single machine. The new machine will enable them to finish the orders on time and help them to receive more orders every month. She hopes that this investment will help them earn more profits.

She is a regular borrower of Asasah and this is her 3rd loan application. In her previous loan years, she always paid her installments on time and never missed a single meeting.

Note: In the photo, the lady holding a book (called the Asasah Passbook) is Shareefan

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 360
    View loans »
    Pakistan Loans Fundraising
  • $15,731,150
    Funds lent in using Kiva
  • 85.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shareefan's Group's $1,425 loan helped a member to buy a new sewing machine to improve their business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 14, 2011
Feb 18, 2011
Currency Exchange Loss:
Feb 15, 2012