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Jazmin Group
In this Group: Florentina, Margarita *, Maribel, Maria Alicia, Lizbeth, Jazmin, Maria Elena, Ofelia, Laura, Sandra, Antonia
* not pictured
The following group is called “Jazmín” and is located very near to the center of San Felipe del Progreso, about a ten minute walk. The community where the group meets is called Cabecera. The community is advanced in that it has all services, paved streets, sports fields, etc. One can also find everything needed for meals and others because there are many businesses everywhere and people don’t have to go far to get meat, tortillas, water, soft drinks, etc. The community is populous, there are many houses and it’s somewhat large.

The group is made up of 11 women who have their business and struggle to get ahead taking advantage of every opportunity and gleaning as much profit from them as possible.

They called the group “Jazmín” because that’s the name of one of the group members and they meet in her business so they thought it would be a good idea for the group to be named after her. The names of the members are:

1.-Florentina P. L.
2.-Margarita López C.
3.-Maribel C. Hernández
4.-María Alicia Hernández R.
5.-Lizbeth Crisóstomo Sánchez
6.-Jazmín González López
7.-María Elena C. M.
8.-Ofelia Sánchez R.
9.-Laura E. R.
10.-Sandra C. M.
11.-Antonia C. Sánchez

The eleven members get along quite well and have known each other for a long time. They tell us that they’ve known each other since they were little girls and they are responsible. Also, they help each other out and are very mutually supportive whenever a difficulty arises. They got together to form a group because the ones who already had businesses wanted to invest more in them and the others wanted to start businesses. This is how they have stayed together to work hard and get ahead.

Maribel is the President of this group. She is 33 years old and has two children, a boy and a girl; both are in elementary school. Maribel is a single mother and it has been very difficult for her because she does not get any help for her children except from her parents. However, whatever she makes is for her children. The house she lives in is borrowed from her parents but she tells us that even like that it’s still not easy because her children need a father figure.

Maribel’s business is selling bed sheets via catalogue. She picks up her orders in the city of Toluca, Estado de México, and brings them to the people who ordered them. She works as a domestic employee mornings to earn a bit more money, also.

She tells us that the difficult part of her business is providing her goods on credit because occasionally it becomes a problem at the moment of collecting payment. She needs the profits for her children’s expenses, for clothing and for whatever they ask for at school.

Her goal is to have a locale in which to sell the bedspreads, comforters, sheets and pillows so as not to have to walk; her customers could come by to look at the products there.
View original language description ↓
El siguiente grupo se llama "Jazmin", el grupo se encuentra muy cerca del centro del municipio de San Felipe del progreso, como a 10 minutos caminando, se llama cabecera la comunidad donde se reune el grupo, la comunidad es avanzada en el sentido de que tiene todos los servicios, calles pavimentadas, canchas etc. tambien podemos encontrar todo lo necesario para la comida y demas, porqué hay muchos negocios en varios lados, y la gente ya no sale lejos para conseguir la carne, tortillas, agua, refresco etc. La comunidad esta poblda hay muchas viviendas y si es un poco grande. El grupo lo integran 11 mujeres, las once mujures tienen su negocio y le luchan para ir saliendo adelante para aprovechar todas las oportunidades y sacar mas ganancias de las mismas. al grupo le pusieron el nombre de "Jazmin" porqué una integrante de este grupo se llama así, se reunen en el negocio de la señora Yazmin, por esa razón les parecio que su grupo llevara ese nombre, los nombres de las integrantes son los siguientes;
1.-Florentina P. L.
2.-Margarita L. C.
3.-Maribel C. H.
4.-Maria Alicia H. R.
5.-Lizbeth C. S.
6.-Jazmin G. L.
7.-Maria Elena C. M.
8.-Ofelia S. R.
9.-Laura E. R.
10.-Sandra C. M.
11.-Antonia C. S.

las once integrantes se llevan muy bien y tienen mucho tiempo de conocerse, nos dicen que se conocen desde niñas y son responsables, tambien se ayudan como solidarias que son para apoyar en cualquier dificultad que tengan, se juntaron para hacer el grupo porqué unas que tenian un negocio querian una inversion extra y otras para poder empezar a tener un negocio, de esta forma es como han permanecido en el grupo para echarle ganas y salir adelante. Doña Maribel es la presidenta de este grupo tiene 33 años de edad, tiene 2 hijos una mujer y un
hombre que los dos estudian la primaria, doña Maribel es madre soltera, ha sido muy dificil para ella debido a que no tiene un apoyo para sus hijos mas que el de sus padres, pero lo que gana es todo para sus hijos, la casa en donde vive es prestada y es de sus padres, pero nos platica que aun así no es facil ya que sus hijos nesecitan una figura paterna. El negocio de doña Maribel es vender sabanas por catalogos, ella se va por los pedidios a la ciudad de Toluca Edo. México, y los trae para la gente que se los encargo. Tambien trabaja como empleada domestica en las mañnas para ayudarse un poco mas con el dinero, nos menciona que lo dificil en su negocio ha sido fiar las cosas porque en ocaciones se vuleve un problema cobrar, las ganancias las ocupa en los gastos de los niños, en ropa y en lo que piden en la escuela, la meta o el sueño de doña Maribel es hacer un local para vender ahi colchas, cobertores, sabanas y almohadas. De esta forma ya no tendria que caminar y la mimsa gente llegaria a ver aho los productos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 11
    View loans »
    Mexico Loans Fundraising
  • $17,551,825
    Funds lent in using Kiva
  • 12.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Jazmin Group's $4,000 loan helped a member to invest in a bedsheet sales by catalogue business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 17, 2011
Listed
Feb 19, 2011
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011