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Juan Carlos
Juan Carlos belongs to the “Nueva Vida” community bank. It is in the province of Molina. He sells food, specifically vegetables, groceries and smoked meat. He has worked in this area for more than 2 years in a locale he set up in his house' patio. He buys his merchandise in wholesale supermarkets and fairs. He has neighbors and acquaintances as frequent customers.

All of his earnings are used to supply his business and support his home financially, since Juan Carlos' business is the only income his family receives.

With this loan, Juan Carlos has bought merchandise wholesale, which is more profitable for his business. His dream is to expand his locale to have more merchandise and thus more earnings. He also wants to buy a vehicle to transport the merchandise he buys. Juan Carlos' motivation to continue with the business is due to the productibity and income that it generates.

For Juan Carlos, the loans from Fondo Esperanza have been fundamental for his business, since they have allowed him to invest and obtain more profit.

Molina is a community in the central area of Chile, located in the Maule region. It is characterized mainly by being one of the mainstays of the wone industry. In addition to the vinyards, there is the fruit industry, especially apples, pears and kiwis.
View original language description ↓
Juan Carlos pertenece al Banco comunal “Nueva vida”, perteneciente a la provincia de Molina. El se dedica a la venta de alimentos, específicamente; verduras, abarrotes y cecinas.

Rubro que desempeña desde hace 2 años en un local que acomodó en el patio de su casa. Su mercadería la compra en supermercados mayoristas y ferias libres.

Tiene como clientes frecuentes a sus vecinos y conocidos.

Todas sus ganancias son destinadas para abastecer su negocio y mantener económicamente su hogar, ya que el negocio de Juan Carlos es el único ingreso que recibe su familia.

Con este préstamo, Juan Carlos ha comprado mercadería al por mayor lo que para su negocio es más rentable.

Su sueño es ampliar su local para abastecerlo de mercadería y así obtener más ganancias. Además quiere comprar un vehiculo para trasladar la mercadería que compra.

Las motivaciones de Juan Carlos de continuar con el negocio son debido a la productividad e ingresos que genera.

Para Juan Carlos los préstamos de Fondo Esperanza han sido fundamentales en su negocio, ya que le han permitido invertir y obtener mayores ganancias.

Molina es una comuna de la zona central de Chile, ubicada en la región del Maule. Se caracteriza principalmente por ser uno de los grandes polos de la industria vitivinícola chilena. Además de las vides, está la industria frutícola, destacando la producción de manzanas, peras y kiwis.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 473.8
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Juan Carlos wholesale merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 11, 2011
Listed
Feb 19, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011