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Chona is a married woman who lives in Manjuyod, Negros Oriental. She earns her living by operating a livestock farming business. Her husband Rolando, who is 43 years old, works as a farmer to earn his living and helps in his wife's business activities. They have four children who are between 11 and 19 years old. Chona joined NWTF-Project Dungganon in 2009 because she aspired for something better for her family. With the help of her past three loans from NWTF-Project Dungganon, Chona has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 7,000 helped her earn a monthly profit of PHP 2,500, uplifting the family's standard of living. This time, for her fourth loan, she is borrowing PHP 10,000, which she intends to use as additional capital to continue to save up for future improvements to their living condition and to send her children to school. Chona is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed upon a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team on .

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1943
    View loans »
    Philippines Loans Fundraising
  • $61,098,225
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Chona additional working capital.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 26, 2011
Feb 17, 2011
Currency Exchange Loss:
Mar 15, 2012