Robert is 22 years old and single. He has been farming for four years in Litein town, Rift Valley, Kenya. His main products are eggs and milk which are sold locally. He also earns income from his small-scale farming of tea which he sells locally.
He has requested for a loan of 20,000Kes through Juhudi Kilimo for poultry farming. The extra income from the sale of eggs will enable him to improve his livelihood. He says that his biggest challenge has been lack of stable markets for his products.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.