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Book Jom Group
In this Group: Marie Coumba, Jeanne, Germaine, Odette, Khady, Mame Khady, Ramtoulaye, Mame Fatou, Awa, Awa, Awa, Charlotte, Amy, Diagne, Marie Paul, Therese Vital, Mariama, Seynabou, Rokaya, Anna, Oumy, Maimouna, Alice, Mame, Charlotte
The solidarity group Book Jom was created a year and half ago. It is made up of 25 women who come from the same town. They formed the group through neighbourhood and social connections. Their main activity involves running small businesses. The group belongs to the Village Loan Group of Thieo Adi.

Ms. Jeanne D., standing all the way on the right in the photo with the raised hand, is responsible for the group. She is married and has two children. She also has two other children in her care, who were entrusted to her by their parents.

She has developed a small business selling fabric. Her new loan will allow her to strengthen her business by raising her ability to buy supplies.

With the profits that she draws from her business, she pays for a review course for her son, who is preparing for an exam. She also contributes to paying for certain household expenses.
Le groupe de solidarité BOOK JOM est créé depuis un an et demi. Il est composé de 25 femmes qui sont du même village. Elle se sont regroupées par voisinage et par affinité. Le petit commerce est leur activité principale. Le groupe fait partie du Banc Villageois de THIEO ADI

Madame Jeanne D. debout à l'extrême droite de la photo, levant la main, est responsable du groupe. Elle est mariée et mère de deux enfants. Elle a aussi la charge de deux autres enfants qui lui sont confiés par des parents.

Elle développe une activité de petit commerce. Elle vend des tissus. Son nouveau crédit lui permettra de renforcer son activité en augmentant son niveau d'approvisionnement.

Avec les bénéfices qu'elle réalise à partir de son activité elle paye de cours de renforcement pour son fils qui se prépare à faire un exement. Elle participe également à la prise en charge de certaines dépenses de la famille

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 91
    View loans »
    Senegal Loans Fundraising
  • $13,894,400
    Funds lent in using Kiva
  • 484.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Book Jom Group's $4,050 loan helped a member to buy fabric for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 4, 2011
Listed
Feb 17, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011