Check out some available loans that are similar to this one!
María Eugenia
María Eugenia is part of the “Las Pioneras del Comendador” (The Commander’s Pioneer Women) communal bank in the city of Pudahuel.
She has always been in commerce. She has been an Avon consultant, has sold catalogue underwear, and for the last two months has started selling earrings, necklaces, bracelets and rings that she designs and makes herself. Thus, her customers can order crafts according to their own taste, design, color and size requirements. María Eugenia’s customers are the same ones from her catalogue sales and private customers that come direct to her house. Because of this, her working schedule is flexible and relative. She buys materials in Santiago where she obtains thread, pearls and hooks to make the hoops. She will use this loan to buy more materials and she intends to also buy a sewing machine.

María Eugenia lives with her family. She has three children who are 26, 20 and 16 years of age. Her youngest daughter helps her with the crafts. Her husband is on medical leave (temporarily incapacitated to work) on temporary rest due to work-related stress. This is why she’s motivated to stay in business and increase her income. Her dream is to purchase an embroidery machine and a vehicle since she currently transports her goods in a push cart.

What María Eugenia most likes about Fondo Esperanza is that it provides the opportunity to acquire a loan which can be invested in her business; in addition, the companionship from the group and the training from the advisor.

Pudahuel is a commune in the west of metropolitan Santiago (capital of Chile). In the Mapudungun (indigenous Mapuche language) it means “place where the waters come together” or “place of puddles,” because it has a varied web of waterways made up of the Mapucho River, the Lampa, Carén and Las Cruces marshes which make its land suitable for farming thanks to the abundance of subterranean water.
View original language description ↓
María Eugenia forma parte del banco comunal “Las pioneras del comendador” perteneciente a la ciudad de Pudahuel.

Ella siempre se ha desempeñado en el rubro del comercio, siendo consejera de Avon, vendedora de ropa interior por catálogo y desde hace dos meses comenzó a vender aros, collares, pulseras y anillos que ella misma crea y hace. De esta manera tiene clientela que realiza pedidos de su artesanía a su gusto, en cuanto a diseños, colores y tamaños.
Los clientes de María Eugenia son los mismos del negocio de venta por catálogo y clientes particulares que van directo a su casa. Por lo que el horario de su negocio es flexible y relativo.

Ella compra sus materiales en Santiago, donde obtiene hilos, perlas, ganchos para hacer los aros.

Con éste préstamo comprará mas materiales y pretende comprar una maquina de coser.

María Eugenia vive con su familia, tiene 3 hijos de 26, 20 y 16 años de edad, su hija menor la ayuda en la realización de su artesanía. Su esposo se encuentra con licencia médica (incapacitado temporalmente para trabajar) con reposo temporal debido a un estrés laboral. Es por esto su motivación de continuar su negocio y así aumentar sus ingresos.

Su sueño es comprarse una máquina bordadora y un vehiculo, ya que traslada su mercadería con un carro de mano.

Lo que más le gusta a María Eugenia de Fondo Esperanza es que dan la oportunidad de postular a un crédito, el cual ha servido para invertir en su negocio. Además del compañerismo del grupo y capacitaciones de la asesora de Fondo Esperanza.

Pudahuel es una comuna del sector poniente de Santiago (capital de Chile), región Metropolitana. Es un vocablo del mapudungun (lengua mapuche) que se traduce como “lugar donde se juntan las aguas” o “lugar de charcos”, debido a que posee una variada red fluvial compuesta por el río Mapocho y los esteros Lampa, Carén y Las Cruces, lo que favorece sus suelos para la producción agrícola por la existencia de abundante agua subterránea.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 472.5
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped María Eugenia for a sewing machine, thread, pearls and hooks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 17, 2011
Listed
Feb 17, 2011
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011