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Abatoni Group
In this Group: Josiane , Josephine , Olive , Adriane , Nyirangendahimana, Iradukunda, Nirere, Mukakarenzi, Nyanayingabe, Mukandayisaba, Tumutoneshe
Josiane is the leader and a member of "Abatoni" group. She is 48 years old and she has six children. Her children are between the ages of 15 and 29 years old. All her children go or have gone to school. She sells different foodstuffs such as cassava, beans, beer and sodas.

Generally the rest of the group members sell foodstuffs while some have shops in which they sell household items. They are requesting a loan in order to invest in their businesses.

Josiane is shown in the photograph holding their blue bank passbook.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 14
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abatoni Group's $2,950 loan helped a member buying additional stocks of foodstuffs and drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 26, 2011
Feb 17, 2011
Currency Exchange Loss:
Jun 15, 2011