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Soleil Plus Group
In this Group: July, Sylvain, Liliane, Véronique, Gertrude, Betty, Charles, Wivine, Saidi, Chantal, Alphonsine, André*, Dauda, Antoinnette
* not pictured
July is the leader of the Community Bank named “Soleil Plus” which is composed of 14 members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

July is 57, married, and has been part of the micro-enterprise world for many years. He operates a general store to the east of Kinshasa. He has acquired solid experience in this area and works hard with good management skills in order to realize his dream of one day opening two large stores in Kinshasa.

He would also like to achieve financial independence through his business that earns him $180 per week. He works to the best of his abilities and uses his contacts so that he might achieve his goals. July is a trustworthy client of the MFI HOPE DRC, having eight times obtained and correctly repaid loans. He will increase his stock of merchandise with his next loan by buying cans, sacks of sugar, and sugar and milk and reselling them at a profit. July has six children aged between 12 and 26 years old. All of them attend school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 31
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,039,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Soleil Plus Group's $4,125 loan helped a member expanding store inventory.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 3, 2011
Feb 25, 2011
Currency Exchange Loss:
Jul 15, 2011