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Sainte Catherine Plus Group
In this Group: Germaine, Mireille, Mbungu, Godee, Jeannette, Lukau, Léontine, Marlaine, Alphonsine, Honorine, Jacques
Germaine M. is the chairwoman of the "Ste Catherine Plus" community bank, which is made up of 11 micro-entrepreneurs united for the same goal of developing their businesses with loans received from Kiva through the IMF HOPE DRC.

Germaine A. M. runs a restaurant in the western suburban area of Kinshasa. She is 57 years old and the mother of nine children between the ages of 17 and 28, three of whom attend school. Germaine began her business in 2007 with capital of US $80. With hard work, able management and good customer service, Germaine’s business has prospered and has a permanent customer base. The business generates a weekly profit of $30. Germaine has already received and successfully repaid three loans from HOPE DRC. She is planning to use this new loan to expand her business by buying smoked and salted fish requested by her customers. Her ambition is to open a shop.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 7
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sainte Catherine Plus Group's $2,750 loan helped a member to add smoked and salted fish for her customers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 8, 2011
Feb 16, 2011
Currency Exchange Loss:
Jul 15, 2011