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Rakhatbek A. is the only bread-winner for his small family, which consist of an aged mother and younger sister. They live in Zhan-Bulak village and earn their living through breeding cattle. Rakhatbek started this business with the initial capital of 25,000 KGS and managed to earn about 2,000 KGS in a month. Today Rakhatbek’s farm amounts to two cows, two bull-calves, fifteen goats and one horse. With the revenues from this activity, he was able to buy a plot of land.

In order to further develop the farm, Rakhatbek applied for a loan of 100,000 KGS. With the revenues, he plans to start building a house for his family.

About Bai-Tushum and Partners
Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Rakhatbek to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2011
Mar 1, 2011
Currency Exchange Loss:
Feb 15, 2012