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Paulina
Paulina, 58 years old, is the mother of 3 children: Sarce, Diana and Henesti. Both Sarce and Diana graduated only from junior high school. To meet her family's needs, Paulina sells various vegetables. She has a vegetable farmland; although it is not too large, her family very much relies on it. Paulina plants her farm with various vegetables such as mustard greens, water spinach, sweet potatoes and eggplant and sells the vegetables door-to-door. She is also assisted by her daughters in selling vegetables at home.

If her farm doesn't produce enough vegetables, then Paulina will buy additional vegetables from other farmers at Inpres Market (a traditional market in Kupang) and resell them. Paulina can generate daily profits of IDR 10,000 -20,000, which she uses to buy basic necessities for her family. Paulina's income is unstable and sometimes it is very small compared to the cost of daily necessities. Paulina wants to buy more vegetables to sell in order to increase her income, but she doesn't have enough money to do so.

Paulina heard that TLM offers a lending program for poor entrepreneurs like her. She is very interested in joining the program and is requesting a loan of IDR 3,000,000 from TLM. She really hopes to get the loan so she will be able to increase her income by selling more vegetables.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.


TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.



Join our lending team TLM West Timor.

About Indonesia

  • $4,458
    Average annual income
  • 63
    View loans »
    Indonesia Loans Fundraising
  • $4,684,925
    Funds lent in using Kiva
  • 8,898.0
    Indonesia Rupiahs (IDR) = $1 USD