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Zhullin (Cuenca) Group
In this Group: Alexandra De Jesús, Verónica De La Nuve, María Eulalia, Alexandra Elizabeth, María Angelita, Rosa María, María Mariana, Jimmy Armando, Luz Margarita, Ruth Valeria, Blanca Marina, Rosa Etelvina, Marjorie Marisela
The Zhullin community bank is made up of twelve women and one man who work hard in their jobs and different business activities so that they can offer their families a better life. They are very kind and charismatic people who live in the Zhullin neighborhood or surrounding areas. This neighborhood is characterized by the fact that its inhabitants work raising animals and farming crops. A lot of the population works in different businesses in the cities of Cuenca and Azogues.

María Mariana C. is a member of the Zhullin community bank. She lives in Cañar canton and this is the first loan she has taken as a member of her community bank. She was invited to join this group of hard-working women by her sister.

María Mariana works as a cleaner three days a week, from 8.00am to 3.00pm. She is 29 years old, lives with her partner, and has 3 children aged 10, 8 and 4 months. Her eldest two children attend a local elementary school. Her husband works as an assistant on a bus. They do not own their own home but rent. María Mariana will invest her loan money in buying fruit to set herself up in a fruit selling business. Her dream is to own her own home.

Blanca Marina Pérez lives in Descanso neighborhood, in the city of Azogues. She is 34 years old, is a single mother, and has 4 children aged 17, 12, 10 and 10 months. Her eldest daughter is married and lives independently. Her 12 year-old daughter attends a beauty academy, her third child (a boy) is attending a local elementary school. Through a lot of hard work, Blanca has managed to obtain a small house, provided by the church.

Blanca Marina has been working as a cleaner for 10 years. She works from Monday to Friday, from 9.00am to 3.00pm. For the past 3 months, she has been raising chickens. This is the first loan she has requested through her community bank and she was invited to join by her mom. She will invest her loan money in buying chickens so that she can grow more in this business. Her goal is to get her children ahead in life.
View original language description ↓
El banco comunal Zhullin está formado por 12 mujeres y un hombre quienes luchan en sus trabajos y en diferentes actividades diarias para ofrecerles un mejor bienestar a sus familias, son personas muy amables y carismáticas. Viven por el sector de Zhullin o en sus alrededores, este sector se caracteriza por que su gente se dedica a la cría de animales y agricultura, mucha de su población laboran en diferentes actividades en la ciudad de Cuenca y Azogues.

La Señora. María Mariana C. es socia del banco comunal Zhullin, vive por el cantón Cañar, este es su primer crédito que realiza en el banco comunal y ha fue invitada por su hermana a formar parte de este gran grupo de señoras luchadoras.
Se dedica a trabajar como empleada doméstica tres días a la semana de 8 de la mañana hasta las 3 de la tarde.
Doña María Mariana tiene 29 años, vive en unión libre y tiene 3 hijos de 10, 8 y 4 meses de edad, sus dos primeros hijos estudian en una escuela del sector. Su esposo labora como ayudante de un bus, no tienen casa propia por lo que viven arrendando.
El dinero de su crédito lo va a invertir en la compra de frutas para iniciar en este negocio. Su sueño es tener su casa propia.

La Señora Blanca Marina Pérez vive por el sector del Descanso vía a la ciudad de Azogues, tiene 34 años, es madre soltera de 4 hijos de 17, 12, 10 años y un bebe de 10 meses de edad, su primera hija es casada y vive independiente, su hija de 12 años estudia en una academia de belleza, su tercer hijo estudia en una escuelita del sector, con su esfuerzo ha logrado obtener una casita donada por la curia.
Doña Blanca Marina trabaja hace 10 años como empleada domestica, labora de lunes a viernes desde las 9 de la mañana hasta las 3 de la tarde. Hace 3 meses se ha dedicado a la cría de pollos.
Es su primer crédito que realiza en el banco comunal y fue invitada por su mamá, el dinero de su crédito lo va a invertir en la compra de pollos para crecer más en este negocio. Su meta es sacar adelante a sus hijos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $23,924,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Zhullin (Cuenca) Group's $4,250 loan helped a member to buy fruit and chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 4, 2011
Listed
Feb 17, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011