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Santa Cruz De Mechoacan Group
In this Group: Rosalba, Angelica Beatriz, Lucia, Soledad, Estela, Ignacia, Altagracia, Celerina, Ilda , Cesilia
This group is called "Santa Cruz de Mechoacan" because its members live in the Santa Cruz neighborhood, located in Santa Catarina, Mechoacan so that's why they named it that. All of the members do something that helps them manage economically. These women are indigenous, hard workers, and honorable. This is the first time the members of this group are taking out loans; they are taking out loans because they need to buy supplies to make their products.

Mrs. Angelica is the one who organized the group since her sister told her about the foundation. Her sister belongs to another group, hence the invitation. With this, she began to gather people to form the group that is maD. up of ten members.

Mrs. Angelica Beatriz, 22, is the group's representative. She lives with her partner, Mr. Ferdi Martinez and only has one child who is one years old. She sells snacks for a living and makes totopos (golden tortillas) which is why she is taking out a loan to buy ingredients to make snacks and totopos. She uses the income she earns for her son and to help with household expenses.

Now I will talk about Mrs. Ilda, 34, married to Mr. Rufino who works as a police officer. Mrs. Ilda has three children in school. Two are in high school and one in grade school. Mrs.IIda says that this is her first loan and it's because she needs to buy supplies for the sale of tamales. She makes the following tamales: chicken mole, pork in green sauce, shrimp mole, chicken in green sauce, etc. Hilda says her husband convinced her to join the group since she was afraid she wouldn't be able to make the payments since there are days when there are sales and others none. But her husband told her he would help her with the payments and so he wouldn't have to do much, she is only asking for a little bit of money. She says her husband has always supported her in everything. She wishes to grow her business since it's work that really helps to support her family and above all her children who are studying as she wants her kids to have a profession.

The members of this group are the following and have their respective economic activities: Rosalba: 35 years old is dedicated to the sale of purchase of materials for the sale of snacks. Angelica Beatriz: 22 years of age is engaged in the sale of purchase of materials for the sale of snacks. Lucia: 30 years of age is engaged in the sale of the purchase of materials for the sale of snacks. Estela C. Q. Soledad G. G.: 28 years of age is engaged in the sale of purchase of materials for the sale of snacks. Ignacia Q. H.: 35 years old is purchases materials for the manufacture of chips for sale. Altagracia: 40 years of age purchases materials for making tacos for sale. Celerina G. O.: 31 years of age purchases chickens for sale. Ilda: 34 years of age is engaged in the sale of purchase of materials for the sale of snacks. Cesilia: The 58-year-old is engaged in the sale of purchase of materials for the sale of snacks.
View original language description ↓
Santa Cruz De Mechoacan este grupo se llama así porque todas sus integrantes viven en el barrio santa cruz y su localidad es Santa Catarina Mechoacan es por el cual le denominaron así. Todas las integrantes se dedican a una actividad economica el cual le ayuda a sobrevivir economicamente, estas mujeres son de raza indigena y trabajadoras y honradaz. Las personas de este grupo es la primera vez que solicitan un prestamo, y lo solicitaron debido a la necsidad que tenian de comprar mas insumos para la elaboracion de sus productos.
La señora Angelica es la que oragnizo este grupo ya que su hermana le comento sobre la fundacion, ya que su hermana pertenence a otro grupo y por ello que les hizo la inviatcion y con ello empezaron a reunir personas hasta que formaron el grupo que esta integrado por 10 personas.
La representante D. este grupo es la señora Angelica Beatriz de 22 años de edad vive en union libre con el señor Ferdi Martinez, ella tan solo tiene un hijo de un año de edad, ella se dedica a la venta de antojitos y a la elaboracion de totopos (tortillas doradas) es por ello que solicito el prestamo para comprar insumos para la elaboracion de antojitos y totopos, las ganancias que obtiene los utiliza para su hijo y para ayudar en los gastos del hogar.
En esta ocasion comentare respecto a la señora Ilda de 34 años de edad esat casada con el señor Rufino quien tiene el oficio de policia. La señora Ilda tiene 3 hijos quienes estudian, dos estudian la secundaria y uno la primaria.
La señora Ilda comenta que es la primera vez que solicita un prestamo y esto surgio debido a la necesidad que tenia de comprar mas insumos para la venta de tamales, los tamales que realiza son: mole de pollo, cerdo en salsa verde, mole de camaron, pollo en salsa verde, etc.
Hilda comenta que su esposo la convencio para integrarse al grupo ya que ella tenia miedo de no poder realizar los pagos ya que ahí dias en que ahí ventas y otras que no, pero su esposo le dijo que la ayudaria a pagarlos y pues para que no se le hiciera mucho que solo solicitara poco dinero. Ella dice que su esposo siempre la apoya en todo.
Ella desea engrandecer su negocio ya que es una actividad que le ayuda mucho para sustentar a su familia sobre todo a sus hijos que estan estudiando, ya que ella quiere que sus hijos tengan una profesion.
Las integrantes de este grupo son las siguientes y tienen las respectivas actividades economicas:
Rosalba: de 35 años de edad se dedica a la venta de compra de insumos para la venta de antojitos.
Angelica Beatriz: de 22 años de edad se dedica a la venta de compra de insumos para la venta de antojitos.
Lucia: de 30 años de edad se dedica a la venta de compra de insumos para la venta de antojitos.
Soledad
Estela: de 28 años de edad se de se dedica a la venta de compra de insumos para la venta de antojitos.
Ignacia: de 35 años de edad se dedica a la compra de insumos para la elaboración de tostadas para la venta.
Altagracia: de 40 años de edad se dedica a la compra de insumos para la elaboración de tacos para la venta.
Celerina: de 31 años de edad se dedica a la compra de pollos para la venta.
Ilda: de 34 años de edad se de se dedica a la venta de compra de insumos para la venta de antojitos.
Cesilia: de 58 años de edad se de se dedica a la venta de compra de insumos para la venta de antojitos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 11
    View loans »
    Mexico Loans Fundraising
  • $17,551,825
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Cruz De Mechoacan Group's $2,925 loan helped a member to purchase supplies to sell appetizers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 10, 2011
Listed
Feb 17, 2011
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011