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Miramar Femenino 2 Group
In this Group: Yesenia, Maria, Maria, Enriketa, Tomasa
Yesenia is the coordinator of the 'Miramar Femenina 2' group. Her family consists of her four children and her husband. Both of them (father and mother) have educated and raised their children. Yesenia tells us that her most difficult challenge has been getting ahead in her business since it is difficult to keep any business going if there is no focus on growing and overcoming challenges.

Yesenia is very excited to be receiving her fourth loan from Esperanza Internacional. She has had her business for around 5 years. Up until now, Yesenia has only sold beef. She would like to invest this new loan in buying chickens and pigs. She would also like to be able to buy with more capital from a better supplier. She will use the profits she makes to cover some of her family's needs and will also save some money.

Yesenia started working with us because she wanted to get ahead in her business which needed capital in order to grow. We are using her story to represent the other members of her group and Esperanza's clients in general, both the Haitians (who have mainly emigrated to the Dominican Republic from Haiti, some of them recently) and the Dominicans. In general they live in very poor communities. This area, like many other poor areas of the Dominican Republic, lacks a reliable supply of drinking water and electricity. This group is located in the city of Santo Domingo, in one of the poorest communities, in the north of the city.
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Yesenia es L. coordinadora del Grupo Miramar Femenina 2. Su familia está compuesta por 4 hijos y su esposo, ambos (padre y madre) han educado y criado a sus hijos. Nos dice que sus retos o desafíos más difíciles ha echar su negocio hacia adelante, ya que resulta difícil mantener cualquier negocio si no hay un enfoque a crecer y superar todos los retos.

Yessenia está muy emocionada D. recibir su cuarto préstamo en Esperanza Internacional. ElL. ha tenido su negocio por alrededor D. 5 años. Hasta ahora Yesenia ha vendido solo carne D. res, en L. actualidad desea invertir este nuevo préstamo en L. compra D. pollos y cerdo, y poder comprar con un mayor capital, a un mejor suplidor. ElL. va a utilizar sus ganancias para cubrir algunas necesidades en su familia y aprovechar para ahorrar.

Está asociada D. Esperanza comenzó con nosotros porque deseas echar su negocio adelante, el cual requería D. capital para crecer. Su historia está siendo usada para representar a los demás miembros D. su grupo y a los clientes D. Esperanza, tanto los haitianos (quienes en su mayoría ha emigrado hacia L. República Dominicana desD. Haití, algunos D. ellos recientemente) y los dominicanos, quienes por lo general viven en comunidades muy pobres, esta zona, como muchas otras zonas D. escasos recursos en L. República Dominicana, carecen D. agua potable y energía eléctrica constante. Este grupo se encuentra ubicado en L. ciudad D. Santo Domingo, en una D. las comunidades D. mas escasos recursos ubicada al norte D. L. ciudad.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,374,650
    Funds lent in using Kiva
  • 37.5
    Dominican Republic Pesos (DOP) = $1 USD