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Pelagie is 42, widowed, and does not have any children. She sells charcoal in Gikondo and has a well-organized shop. Pelagie has owned this business for a year, and manages two employees. Pelagie works from 7AM until 7PM every day of the week.

This is Pelagie's first loan, and she intends to use it to buy additional stocks of charcoal. If she realizes additional profits after this loan, Pelagie intends to put the money toward buying a bigger, more expensive house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 105
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD