Azer T. owns and operates a small footwear stand in the bazaar located in the northeastern Azerbaijani town of Khachmaz. (His father is pictured). He is 30 years old and is married with two children. Azer has already successfully repaid two prior loans with Normicro proving that he is a customer who can be trusted. He is currently looking for funding in the amount of $1,200 so that he can increase and diversify his inventory.