Nizam M. lives and works in the northeastern Azerbaijani town of Khachmaz. He is 52 years old and is married with two kids. Nizam is in the transportation business, and he drives a van providing transportation between Khachmaz and the capital city of Baku. Nizam has already successfully repaid three prior loans with Norwegian Microcredit; thus proving to be one of our trusted and valued customers. He is currently looking for funding in the amount of $1,000 so that he can make repairs to the van that he uses for his business.