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Nou Y. is 62 and the mother of one single kid. Nou Y. is a local farmer who has been planting a variety of crops since 1981. She has no life partner in her husband as he died of senility. She also relies on income from her son’s work. He sells bread. He normally orders a large amount of bread at a reasonable cost and then sells his product to his regular clients when they make an order. Her son makes an income from this business of around $10 a day to help support Nou Y. with her daily expenses. Recently, he has planned to buy new clothes for resale in order to make extra income in Phnom Penh City, Cambodia. This is the reason that Nou Y. has requested a loan of $1,200 from Kiva.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 266
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Nou to buy new clothes for her son to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 19, 2011
Mar 1, 2011
Currency Exchange Loss:
Feb 15, 2012