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Fresia María
Sra. Fresia María S. A. is an active employee of the Ministry of Education, where she has worked as an elementary school teacher for 26 years. She has one child who is in school. Fresia has received two loans from CEPRODEL and each one was used to buy construction materials such as sand, cement, stone, gravel, blocks, and other items so that she could improve her home.

This loan she is requesting will be used to start a small business in her home where she can fatten and butcher pigs. The loans from CEPRODEL have been a great benefit since they have enabled her to improve the living conditions for herself and her family.

View original language description ↓
La Sra. Fresia María S. A. ella es trabajadora activa de la Empresa Ministerio de Educación desempeñándose como Docente de Educación Primaria tiene veinte y seis años de trabajar para esta institución, tiene un hijo en edad escolar. Ha tenido dos créditos con CEPRODEL y cada uno los ha realizado para la compra de materiales de construcción como Arena, Cemento, Piedra, Piedrín, Bloques etc. Para ampliar y mejorar su casa de habitación y este lo está solicitando para implementar un pequeño negocio en su hogar el cual es el engorde y destace de cerdo, los cuales los créditos con ceprodel le ha beneficiado en gran manera ya que de esta manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Fresia María start a home-based business fattening & butchering pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 9, 2011
Mar 1, 2011
Currency Exchange Loss:
Oct 3, 2011