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Martha Leonor
Sra. Martha Leonor N. is an active employee of the Ernesto Che Guevara Public School in Villa El Carmen. She has worked as a high school teacher at this institution for 23 years. Martha is married and currently has two school age children.


She has received seven loans from CEPRODEL and each one was used to buy construction materials such as sand, cement, stone, gravel, blocks, and other items to expand and improve her home. The loans from CEPRODEL have been a great help because they have enabled her to improve the living conditions for herself and her family.

View original language description ↓
La Sra. Martha Leonor N. ella es trabajadora activa del Colegio Público “Ernesto Che Guevara” de Villa el Carmen desempeñándose como Docente tiene Veinte y tres años de trabajar para esta institución como docente de la educación secundaria, es casada actualmente tiene dos hijos en edad escolar. Ha tenido siete créditos con CEPRODEL y cada uno los ha realizado para la compra de materiales de construcción como Arena, Cemento, Piedra, Piedrín, Bloques etc. Para ampliar y mejorar su casa de habitación, los cuales los créditos con ceprodel le ha beneficiado en gran manera ya que de esta manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 161
    View loans »
    Nicaragua Loans Fundraising
  • $23,191,225
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Martha Leonor purchase sand, cement, stone, gravel, blocks, and other items for home improvements.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 28, 2011
Listed
Mar 1, 2011
Currency Exchange Loss:
Covered
Ended:
Nov 19, 2012