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Marggi
Marggi Ramírez lives in Malambo with her spouse and 18-year-old son. This municipality is part of Barranquilla’s metropolitan area. Marggi has her own business called: “Miscelánea y Panadería Jorgito,” which opened for business 7 years ago selling catalogue cosmetics. Gradually she added other merchandise according to what her customers suggested and with her first Fundación Mario Santo Domingo loan she bought a display case giving the appearance of a sales point just like she’d planned because she bought display cases and stocked them with stationery items since her main market were mothers of the children she cares for in a group home, or placement that the national government offers to women who have been previously trained, to support the nourishment and care of small children in the community so that their parents can work and the children will be well cared for, educated and fed nutritionally.

In Marggi’s case, she’s been a “community mother” for 14 years, an activity that has provided many opportunities because she’s met suppliers of food to the group homes with whom she’s negotiated contracts like the one she now has to supply 512 welfare homes with foods derived from wheat flour. Because of this, aware from the beginning of this opportunity, she bought basic bakery equipment like a kneader and an oven, she hired a baker and leased a locale with many bakery tools which solved her initial problem of productive capacity which she now enjoys and through which she earns income and the opportunity of the previously mentioned contract.

This is the second financing with Fundación Mario Santo Domingo and she’s applying for a Kiva loan to buy raw materials for her bakery, soft drinks, candy and cleaning supplies to respond effectively to this contract because her great challenge is precisely to maintain this relationship offering quality that the food the infants consume demands which must be processed following hygienic and nutritional norms of quality and with the opportunity that the daily provision to each wellbeing home entails.
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Marggi R. vive en Malambo con su conyuge y su hijo de 18 años, en este municipio perteneciente al àrea metropolitana de Barranquilla, Maggi tiene su propio negocio llamado “Miscelanea y Panaderia Jorgito”, que comenzò a funcionar hace 7 años, con la venta de cosmèticos por catàlogo, a la que fue agregando mercancias variadas que sus clientes le ivan sugiriendo y con su primer financiamiento en la Fundaciòn Mario Santo Domingo logrò comprar una vitrina dandole el esquema de punto de venta, tal como ella lo habia planeado pues comprò vitrinas y las surtiò de articulos de papelerìa , teniendo como su principal mercado a las madres de los niños que ella cuida en un hogar comunitario, o asignaciòn que ofrece el estado nacional a mujeres que capacita previamente, para que apoyen la alimentaciòn y el cuidado de los niños pequeños de la comunidad , con el fin de que sus familiares pueda trabajar y ellos esten bien cuidados , educados y alimentados nutritivamente y que en el caso de Maggui tiene 14 años de ser una “madre comunitaria”, actividad que le ha representado muchas oportunidades, pues ha conocido proveedores de alimentos de los mismos hogares comunitarios, con los que ha realizado contratos, como el que ahora tiene de proveer a 512 hogares de bienestar de alimentos derivados de la harina de trigo. Por eso desde el principio siendo consciente de esta oportunidad compró equipos básicos de panadería como la sobadora, el horno, contrató un panadero, y alquiló un local con muchos implementos de panadería con los que resolvió su problema inicial de capacidad productiva de la que hoy goza y por la cual recibe también ingresos y la oportunidad del contrato ya mencionado.
Este es el segundo financiamiento con la Fundación Maro Santo Domingo y está aplicando a un credikiva para comprar materias primas para su panadería, refrescos, dulces, implementos de aseo , para responder efectivamente a este contrato, porque su gran desafío es justamente lograr sostener esta relación, ofreciendo la calidad que amerita los productos que son consumidos por infantes, los cuales debes ser procesados con las normas higiénicas y nutricionales de calidad y con la oportunidad que requiere la provisión diaria de estos a cada hogar de bienestar.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 277
    View loans »
    Colombia Loans Fundraising
  • $13,617,225
    Funds lent in using Kiva
  • 1,883.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Marggi to buy raw materials for her bakery, soft drinks, candy and cleaning supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 11, 2011
Listed
Feb 14, 2011
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2012