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Lai T. N. is 53 years old and has 2 children who attend high school. She is a very hardworking farmer. She is currently growing rice, beans and corn in a paddy of 4,200 square meters. Her agricultural products are used to support her family's food demands and some is also sold to earn daily income. Lai T. N. joined the Seda credit program in 2007. She has used the loans very effectively and has always repaid them well. Lai T. N. wants a loan of 7,630,000 VND to buy seeds and fertilizer for her next crop,

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 122
    View loans »
    Vietnam Loans Fundraising
  • $15,354,600
    Funds lent in using Kiva
  • 19,512.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Lai to buy seeds and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 19, 2011
Feb 14, 2011
Currency Exchange Loss:
Feb 20, 2012