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Aphonsine W. is a 45 years old widow who was born in the Democratic Republic of the Congo. She has five children, aged 12 to 24. All five attend school. She herself studied up to middle school.

She's now seeking her fifth loan, to buy 5 metal windows, 4 wooden doors, one metal door, 6 sacks of cement, and to pay for the labor. He strategy for growth is to finish building her house, in order to rent it. She would like to help her children complete their studies, and ensure the well-being of her family for the future.
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Aphonsine W. est née en RDC, elle a 45 ans, et elle est veuve. Elle a 5 enfants, entre 24 et 12ans les 5 de ces enfants vont à l’école. Son niveau d’éducation est secondaire, et elle a une expérience de remboursement des prêts, car le prêt qu’elle sollicite est le cinquième prêt. Elle va acheter 5 fenêtres métalliques ,4 portes de planches et 1 porte métallique ,6sacs de ciments et main d’œuvre. Sa stratégie pour la croissance de l’affaire de finissage de sa maison en vue de faire la location de sa maison d’habitation. Elle voudrait aider ses enfants à terminer ses études, et assurer le bien être de sa famille dans les temps à venir.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 46
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Alphonsine to buy 5 metal windows, 4 wooden doors, one metal door, 6 sacks of cement, and to pay for the labor.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 2, 2011
Feb 14, 2011
Currency Exchange Loss:
Mar 15, 2013