Enhtuvshin, 47, is married and lives with her husband and son in Uvurhangai province of Mongolia. Her two older daughters attend college and her younger son attends a local primary school. They live in a ger, a Mongolian nomadic housing tent, and are building a winter home on their property.
Enhtuvshin began working for a restaurant as a cook in 1991. Her husband drives a truck, which they use for their transportation and trading business. Her husband transports shipments for a company and also brings coal that he sells at the local market in the winter time. Enhtuvshin is a hardworking and active person who says, " My husband and I work hard because we want our children to get a good education. After our daughters graduate from the University we will finish building our winter house". Enhtuvshin is requesting a loan of 2,500,000 MNT to buy spare parts for their truck and cover the maintenance fees.
This loan is being administered through XacBank, a Mongolian for-profit microfinance institution. XacBank is located in every province of Mongolia, reaching some of the most rural micro business clients. With this Kiva loan, there is an opportunity for the entrepreneur to get a savings account including 9% of the interest if they pay back the loan on time. This is a special savings account that XacBank has specifically prepared for the Kiva loan borrowers to promote savings habits.