Ruth Rios De Monsalve

Mrs. Ruth belongs to the Communal Bank of Virtuous Women, she lives at 613 Jr. Pachitea in the district of Calleria in the region of Ucayali. She is 48 years old and the mother of 5 children, all are independents. Her husband is a businessman, but his income does not cover the family expenses, and because of this Ruth, and with the first loan received from Manuela Ramos of $100 she decided to start a small business of buying and selling clothing and shoes.

Nowadays, she has her business of buying and selling shoes (for women, men and children). Her merchandise is of good quality and priced in agreement with the range of the economy of the people of Ucayali.

With the recently received loan from Manuela Ramos of $669, that will be paid in 6 months, she will buy clothes of all models, brands and sizes, shoes in all sizes and undergarments.

Ruth is a woman who is very entrepreneurial and a fighter, with desires to persevere instead of letting herself become overwhelmed by the obstacles that may arise in daily life and in her business. Ruth feels very content to be a partner with Manuela Ramos.

Translated from Spanish by Fallon Shields, Kiva Volunteer.

La señora Ruth pertenece al Banco Comunal Mujeres Virtuosas, vive en Jr. Pachitea 613, del distrito de Calleria del departamento de Ucayali. Tiene 48 años y es madre de 5 hijos, todos independientes. Su esposo es comerciante, pero el ingreso que tiene no alcanza para los gastos familiares, es así que Ruth, con el primer préstamo recibido de Manuela Ramos de S/ 300.00 (US$100.00) decide poner un pequeño negocio de compra y venta de ropa y zapatos.

En la actualidad, mantiene su negocio de compra y venta de zapatos (para damas, caballeros y niños). Su mercadería es de muy buena calidad y con precios acorde al alcance de la economía de los ucayalinos.

Con el reciente préstamo recibido de Manuela Ramos de S/. 2,000 (US$ 669.00 aprox.), el cual será pagado en 6 meses, comprará ropa de todos los modelos, marcas y tallas, zapatos en todas las tallas y ropa interior.

Ruth es una mujer muy emprendedora y luchadora, con ganas de salir adelante sin dejarse vencer por los obstáculos que se puedan presentar en la vida cotidiana como en su negocio. Ruth se siente muy contenta de pertenecer a Manuela Ramos.

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