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Teresa De Jesus
Teresa is a member of the communal bank "Esmeralda," located in the department of San Martín, Peru. She is 41 years old, married and has one son who she cares for. 
Teresa is a hard worker. In facing the need to have an income, with encouragement from her husband they started a business selling construction materials specifically for building houses and other buildings. They began with a capital of 1,000.00 Nuevos Soles (361.00 USD). Since that time, they have had good results thanks to the quality of their materials and their excellent customer service.

Currently, Teresa continues to run her business selling construction materials. She now rents a larger and more secure space where she stores her materials. In this way she is able to offer quality service and tend to her clients. With this loan of $1,100 she plans to buy construction supplies She also provides land clearing services. Part of the loan will also be put towards paying her staff each month. 
Teresa is very happy with her business and the work that she does. She is grateful to her communal bank Manuela Ramos, for supporting her and people like her who want to work and succeed as well as become great entrepreneurs.
View original language description ↓
La Sra. Teresa de Jesús, pertenece al Banco Comunal “Esmeralda”, Distrito de Tarapoto, Provincia de San Martin, Departamento de San Martín. Es Casada, tiene 41 años y es madre de 01 hijo, que aun dependen de ella.
Teresa de Jesús, es una mujer trabajadora, que ante la necesidad de tener un ingreso económico en su hogar y motivada por su esposo, emprendieron su negocio de venta de materiales agregados, que son materiales especialmente para construir casas y edificios, iniciándose para esto con un capital de 1000.00 Nuevos Soles, de las cuales poco a poco fue obteniendo muy buenos resultados desde un inicio por la calidad de sus materiales y la buena atención a sus clientes. En la actualidad continua con el mismo negocio de la venta de agregados, hoy en día alquilo un local mas grande y seguro, donde poner sus materiales, así de esta manera afrecer un buen servicio y atención a sus clientes.
Con este préstamo de S/. 3,000.00 Nuevos Soles, comprará materiales agregados como: Arena y ripio fino y grueso, bloquetas, arena de calle y tierra negra, piedras chancadas. También realiza servicio de desmontes. Parte del dinero también lo invertirá en el pago mensual a su personal.
Teresita, se siente muy contenta con el negocio y trabajo que realiza día a día. Agradece al Movimiento Manuela Ramos, por apoyar a personas como ella que quieren trabajar y salir adelante y ser grandes empresarias.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,558,900
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Teresa De Jesus to buy construction supplies for houses and other buildings.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 13, 2011
Listed
Feb 17, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2011