One strategy Amia employed to fight the curse of a poor educational background is to run her own sari-sari (variety) store near their home. The training and fellowship she experiences in CCT* as a Community Partner enabled her to set it up and continually operate it. With this, she is able to earn around 7,300 Philippines pesos (Php) per month.
Simple as it is, her sari-sari store needs leveling up. Amia is requesting a Php15,000 loan. She needs this money to buy new products to fill her store shelves. Also, she has to replenish her stock of salable items such as noodles and coffee sachets.
Even a simple life is not devoid of struggles, and Amia has her share of those. However, she sees them not worth mentioning. Instead, she speaks of her dream of becoming prosperous and having their own family car. She wants to be assured of her family being well off toward a good future.
As a CCT community partner, she faithfully attends the group's weekly fellowship* meeting where she can also draw strength and inspiration from the Word of God she received.
*All CCT community partners/clients are organized into fellowship groups that meet on a weekly bA.. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About the Center for Community TransformationThe Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.
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