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Phann T. is a 38-year-old married man who earns his daily living by driving a motor taxi in Siem Reap province. He normally generates a profit on average of $5 each day. Phann T. has a life partner in his wife, a tailor in Phnom Penh City, earning a profit around $5 per day, which she shares with Phann T. for daily expenses. This couple has two children; both of them are studying in a local school.

Unfortunately, their existing motorbike has often broken down during use. Because of that, Phann T. has decided to seek a loan of $1200 from Kiva, which he will use to change the broken motorcycle. With the rest of the funds, he will support his wife's business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 228
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phann to change their broken motorcycle and support his wife's business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 13, 2011
Feb 12, 2011
Currency Exchange Loss:
Aug 15, 2012