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Tatiana Elizabeth
In the city of Charapoto, the Communal Bank “Virgen De Monserrate” meets every fifteen days. This area is known for its traditional culture. In addition, the city is located a few minutes away from two of the best beaches in the province – San Jacinto and San Clemente.


It is here one can find Sra. Tatiana. She is 23 years old, married, and has a five year old daughter who just started her first year of school. Her husband works as a mason.


Tatiana is a housewife who earns her own income by selling clothes through a catalog. She also sells products made by Lebel and Sayson (brands of beauty products, cosmetics, perfumes, and women’s accessories). Tatiana works on the weekends, offering her products on credit and collecting payments each week. These products are shipped to her home and she acquires clothing at a distribution center. The products she sells most are perfumes and cosmetics. Tatiana has been in this business for one year and says that she has done very well.


This loan will be used to buy perfumes, crèmes, cosmetics, and clothing by catalog. Tatiana is in her third loan cycle with the Communal Bank and enjoys the fact the payments have been easy to make. Her dreams include having a larger business.

View original language description ↓
En la ciudad de Charapoto se reúne cada quince días el Banco Comunal Virgen De Monserrate. Esta localidad se conoce por su cultura tradicional y además por estar a pocos minutos de dos de las mejores playas de la provincia como son San Jacinto y San Clemente.

En este lugar conocimos a la señora Tatiana, ella tiene 23 años de edad, está casada y de esta relación tiene una niña de cinco años de edad la misma que este año empieza su primer año de estudio. Su esposo es albañil.

Es una ama de casa que para obtener sus propios recursos se dedica a la venta de ropa por catalogo. Además de productos de Lebel y Sayson (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja los fines de semana, deja sus productos a crédito y cobra cada semana. Sus productos los recibe en su casa y lo que es ropa en el centro en una distribuidora. Lo que más vende son los perfumes y cosméticos, lleva un año que se dedica a esta actividad y dice que le va bien en su negocio.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa por catalogo. Este es el tercer ciclo en el Banco Comunal y le gusta porque los pagos son fáciles de hacer. Sus sueños son tener un negocio más grande.

About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,096,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Tatiana Elizabeth purchase perfumes, crèmes, cosmetics and clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2011
Listed
Feb 13, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011