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Marta Elena
Mrs. G. works as a secretary. She lives with a partner and has 2 dependents. This is her first loan with CEPRODEL, and she is grateful for the opportunity that this institution is providing her. With the funds from the loan she will buy construction materials such as metal roofing sheets, beams, cement blocks, cement, sand, steel, gravel, braces, wire and labor to add a porch to her house.
View original language description ↓
El Sr G. labora como secretaria es acompañada tiene dos persona a su cargo, es el primer crédito que CEPRODEL le otorga, agradece la oportunidad que brinda esta institución con este desembolso para realizar compra de materiales de construcción zinc, perlines bloque, cemento, arena, hierro, piedrín, estribo, alambre y pago de mano de obra para construir un porche en su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Marta Elena to buy construction materials to make improvements to her house.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 4, 2011
Feb 11, 2011
Currency Exchange Loss:
Nov 8, 2012