Los Emprendedores I Group
He started out selling groceries and school supplies in his house. Seeing that income was good he decided to rent a locale to sell food. Thanks to this he now owns his own restaurant and has economic stability; he has a second locale where he sells all kinds of shoes. Florencio’s dream is that his youngest daughter finishes her Accounting studies and becomes a professional.
He will use the requested loan to buy merchandise (sandals, shoes, slippers and clothes) so that his business will grow.
Comenzó trabajando vendiendo abarrotes, útiles escolares, en su casa, viendo que había muchos ingresos decidió alquilar un local para la venta D. comida, gracias a ello ahora tiene su propio restaurante, tiene estabilidad económica y otro local donD. venD. toda tipo D. zapatos. El sueño D. Florencio es que su última hija termine su estudio D. contadora y que sea una profesional.
Con el préstamo solicitado desea invertir en la compra D. mercadería (sandalias, zapatos, zapatillas y ropa) para que su negocio crezca.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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