Jose Luís is a driver for the Eduardo Avaroa group. He needs a loan to buy an engine and gearbox for his vehicle. This business is the income source for his family.
Jose Luís wants to improve his family's quality of life and in the future to buy another vehicle. He is married and has one son. He lives in an apartment that is rented through a mechanism unique to Bolivia, in a neighborhood in the city of El Alto. This is his first loan from Impro.
Jose Luís trabaja como chofer en el sindicato Eduardo Avaroa; el crédito lo necesita para comprar el motor y caja de su vehiculo. Este negocio es la fuente de ingreso que tiene el para su familia.
Jose Luis desea mejorar la calidad de vida de su familia y a un futuro adquirir una movilidad nueva. Está casado y tiene un hijo; vive en anticretico en un departamento ubicado en la Ciudad de El Alto. Es primer crédito con Impro.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.