Alphonse T. is a merchant in the Western Province (Rubavu), He is 36 years old and has 3 children between 2 and 8 years of age, He was born in Burundi and was educated at the elementary school level. As this is the third loan that he is requesting, he has experience in loan repayment. He will buy a motorbike, but he is a retailer of potatoes, rice, cement and other items. His strategy to expand his business is to diversify the products sold so as to increase his profit, and to be able to help his children finish their studies. In the future he wants to become a wholesaler.
Alphonse T. est un commerçant en province de l’ouest(Rubavu), il est âgée de 36 ans, il a 3 enfants, entre 8 et 2 ans, il est né au Burundi, son niveau d’éducation est primaire. Il a une expérience de remboursement des prêts car, le prêt qu’il sollicite est le trantième prêt, il va acheter la moto taxi pour renforcer son business , mais il est détaillant de pomme de terre, riz, ciment et autres. Sa stratégie pour la croissance de l’affaire est de diversifier les produits vendus pour profiter d’avantage, et pouvoir aider ses enfants à terminer leurs études. Dans l’avenir il veut devenir grossiste.
About Amasezerano Community Banking, S.A.
Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.