Youk T. is a 53 year-old woman who earns her daily living by selling rice in Kompong Tom province. Usually Youk T. can earn a profit of approximately $2.25 each day to use for daily expenses.
Youk T. divorced for her husband of many years .She has five single children, three of whom are working as sewing workers and construction workers. Monthly they always share their gross profit with Youk T..
Unluckily, her daughter's existing motorbike broke during operation, and she spent much money to mend it often. In order to solve this problem, Youk T. will take out her loan to purchase a secondhand motorcycle for her daughter to replace the broken one.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.