Subgroup A Of Group Tuwezeshane
Before this business, Gladis was a stay-at-home mother. She started working because her husband’s military income wasn’t enough to cover their family’s expenses. Gladis’s business has helped their 3 children (ages 7, 8, and 12) attend school. It has also allowed them to begin building a new house, which they are still in the process of doing.
Gladis is the leader of Subgroup A of group Tuwezeshane (meaning “let’s help each other” in Swahili), which totals 24 members. Gladis will be sharing this loan with her subgroup members: Asha S. (selling clothes), Catherine M. (shop owner), Rose M. (selling groceries), Zuhura K. (selling vegetables), Zuwena C. (selling clothes), and Alex M. (selling clothes). While a few of the members are new, most of this subgroup has shared a previous loan together, which they paid back successfully.
Gladis used the previous loan to buy more stock of powdered soap and new clothes. She hopes to use the new loan for the same purpose.
About Tujijenge TanzaniaThis loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.
For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid