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Phuong's Group
In this Group: Phuong , Minh , Tam , Be , Tien
Phuong T. N. is 42 years old and has three children. She makes a living by growing rice and vegetables. She also raises pigs for saL. in a local market. She has repaid several previous loans on time and is applying for this new one to improve the building in which she shelters her pigs.

MinhT. D. is 54 years old and runs a grocery store in the Trung Thon market. She will use her portion of this loan to improve her shop.

Tam T. L. is 41 years old and runs a small restaurant where she serves breakfast. She will use her portion of this loan to buy new tables.

Be T. V. is 37 years old and makes a living raising pigs. She will use her portion of this loan to buy food for them.

Tien T. N. is 46 years old and makes a living selling scrap steel. She will use her portion of this loan to improve her business

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 125
    View loans »
    Vietnam Loans Fundraising
  • $15,326,650
    Funds lent in using Kiva
  • 19,500.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Phuong's Group's $1,650 loan helped a member to expand five small businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 26, 2011
Feb 11, 2011
Currency Exchange Loss:
Feb 20, 2012