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Andrea Alexandra
The Virgin of Guadalupe communal bank gets together every two weeks in the city of Charapoto. This location is known for its traditional culture as well as for being a few minutes from two of the province's best beaches--San Jacinto and San Clemente.

Here we meet Andrea, who is 20 years old. She lives in her parents' house along with 5 other people. She has been with the communal bank since it started two cycles ago. She is the treasurer of the bank. She likes it because with the loans she has been able to help her business move forward. They have also helped her with her studies, since she works hard in the university. Now she wants to write her thesis and obtain her degree in computer technology.

She is a hardworking young person who, in order to obtain her own resources, sells Yanbal products (beauty products, cosmetics, perfumes, and lady's accessories). She works five days a week for four hours each day. She leaves her products on loan and collects them each week or every two weeks to get what her customers want. She receives her products at her house. She tells us that she sells the perfumes and creams the most. She has been doing this activity for two years, and thanks to that she was able to continue with her studies.

This loan is to purchase perfumes, creams, cosmetics, and other products. Her dreams are to obtain her degree and a job in her major.
View original language description ↓
En la ciudad de Charapoto se reúne cada quince días el Banco Comunal Virgen De Guadalupe. Esta localidad se conoce por su cultura tradicional y además por estar a pocos minutos de dos de las mejores playas de la provincia como son San Jacinto y San Clemente.

Aquí conocimos a Andrea, tiene 20 años de edad. Ella vive en casa de sus padres en la cual viven cinco personas más. Lleva en el Banco Comunal desde el inicio hace dos ciclos, es la tesorera del Banco y le gusta porque con los créditos se ha podido ayudar para sacar su negocio adelante, el mismo que le sirvió para sus estudios ya que además es egresada en la universidad, ahora espera realizar la tesis y obtener el título de tecnóloga en computación.

Es una jovencita luchadora que para obtener sus propios recursos se dedica a la venta productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja cinco días a la semana unas cuatro horas por dia, deja sus productos a crédito y cobra cada semana o cada quince de acuerdo a lo que quieran sus clientes. Sus productos los recibe en su casa, nos cuenta que lo mas vende son los perfumes y las cremas, lleva dos años que se dedica a esta actividad y que gracias a esto pudo seguir con sus estudios.

Este crédito es para comprar perfumes, cremas, cosméticos y otros productos. Sus sueños son obtener su titulo y un trabajo en su especialidad.




About Ecuador

  • $10,600
    Average annual income
  • 104
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Andrea Alexandra to buy perfumes, creams, cosmetics, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2011
Listed
Feb 10, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011