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Maira Everida
The Virgen de Guadalupe communal bank meets every two weeks in the city of Charapoto. This location is known for its traditional culture and for being just a few minutes away from two of the province’s best beaches: San Jacinto and San Clemente.

This is where we met Maira, 34. She’s in a common law relationship and has five children who are 13, 12 (twins), 9 and 5 years of age. The two oldest are in high school and the two youngest are in elementary school. One of her children is disabled. Her husband is a merchant.

She works at the beach. She has a few tables where she cleans the fish that arrives in the small fishing boats while her husband buys and sells sea food. He goes out daily at dawn to the nearby beaches to buy his products which he then takes to Chone to deliver or sell retail to customers he has in that canton.

This loan is to buy seafood so that her husband can take for his daily sales. She’s been in the communal bank since its beginning two cycles ago and she is the bank Secretary. She likes it because the loans are granted without so many requirements.

Her dreams are to have a house of her own in a secure place because she lives very near the beach and this isn’t very safe.
View original language description ↓
En la ciudad de Charapoto se reúne cada quince días el Banco Comunal Virgen De Guadalupe. Esta localidad se conoce por su cultura tradicional y además por estar a pocos minutos de dos de las mejores playas de la provincia como son San Jacinto y San Clemente.

En este lugar encontramos a la señora Maira, tiene 34 años de edad y mantiene una relación de unión libre de la cual tiene cinco hijos de 13, 12(mellizos), 9 y 5años, los dos mayores están en colegio y los dos menores en escuela, uno de sus hijos es discapacitado. El marido es comerciante.

Ella trabaja en la playa, tiene unas mesas donde limpia el pescado que llega en las pequeñas embarcaciones hasta el lugar, mientras que su esposo se dedica a la compra y venta de mariscos, el se desplaza todos los días desde la madrugada a las playas cercanas a comprar sus productos que luego los lleva a Chone a entregar o a vender al menudeo a los clientes que el ya tiene en ese cantón.

Este crédito es para comprar mariscos para que su esposo los lleve para la venta diaria. Está en el Banco Comunal desde el inicio hace dos ciclos y se desempeña como secretaria del banco, le gusta porque los créditos salen sin tantos requisitos.

Sus sueños son tener su casa propia en un lugar seguro ya que vive muy cerca de la playa y esto no es muy seguro.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Maira Everida to buy seafood.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2011
Listed
Feb 10, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011