This group is named Compartiendo el Triunfo (Sharing the Triumph) because the phrase is a sign that everyone is going to starting to improve economically and it is a way to share that victory. The group is located in Tetepango H. in México. Compartiendo el Triunfo has ten members. Donaciana Leticia S. is a member of the group. She is 52 years old and a merchant. She has one son. Donaciana primarily sells clothing, novelties and gifts. She started this business about two years ago. She is requesting the loan to invest in a larger amount of merchandise. As a result, she can grow her business and generate greater profits and a better quality of life for her family. It is important to point out that she has a large number of customers in the community and they are comfortable with the service she offers. Donaciana is pleased with requesting the loan because she wants the loan in order to expand her business to other nearby towns. She can start projects that she could not start before due to a lack of capital.
Este grupo se llama Compartiendo el Triunfo, porque como lo dice la frase es señal de que a todos les va a comenzar a ir mejor economicamente y es una forma de compartir el triunfo entre todas. Estan ubicadas en Tetepango H. en México. El grupo esta conformado por 10 integrantes. La señora Donaciana Leticia S. integrante del grupo, tiene 52 años, es comerciante y tiene 1 hijo varon. Ella se dedica principalmente a la venta de ropa, novedades y regalos, negocio que inicio aproximadamente hace 2 años. Solicita el prestamo para tener una mayor inversion en mercancia y como consecuencia hacer crecer su negocio, el cual le genere mayores ganancias y una mejor calidad de vida a su familia. Es importante resaltar que tiene un gran número de clientes en la comunidad, los cuales se sinten a gusto con el servicio que brinda. Al solicitar el prestamo ella se siente contenta, porque quiere el crédito para ampliar su local y comenzar a expandirse en los pueblos cercanos, comenzando a realizar proyectos que no había podido consolidar por falta de capital.
This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.