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Adjoa Y. cooks rice and serves it with tomato sauce at Abbrem Agona near Abura, Cape Coast. She has been cooking food for sale for 11 years. She is married and has three children. Her husband repairs faulty televisions. She assists her husband in providing the basic needs of the family, such as food, clothing and shelter. Her loan will be added to her initial capital to buy other foodstuffs to cook to meet the demand of her customers. She hopes to use the new profits from her business to build a cafeteria.

In this picture, Adjoa is dishing out some of the cooked rice. To her right is the tomato sauce.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD