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Haem's Group
In this Group: Haem, Nget, Nget, Neoun
Mrs. Haem D. is the group leader who has been selected by the four members who make up this group loan. Each will use her portion of the loan to improve the family's living standards. They are located in Thnoas village in Takeo province.

Mrs. Haem D. is a farmer who owns a 2-hectare plot of land where she grows rice to sell to support her family while her husband, Mr. Ngos Sek, is a fisherman and a cow middleman. Although they try to work hard, they can earn only a little income. So Mrs. Haem D. is asking for a loan to buy rice for resale to start a new business. This couple is bringing up three children who are all students.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 47
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • 4,044.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Haem's Group's $650 loan helped a member to buy rice.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jan 26, 2011
Mar 1, 2011
Currency Exchange Loss:
Jan 4, 2012