The man appearing in the picture above, Nhim S., age 30, resides in a village located near Phnom Penh city. He currently owns a truck that he uses to provide transport service for a fee. He has a partner in his wife who stays at home to do housework. The couple married a few years ago, but they do not have a child yet.
From the business, Nhim S. is able to generate an average of US$ 10 per day to cover family expenses. Recently, his truck has often broken down and his income has also been affected. That why Nhim S. is applying for a loan to be used to mend his broken-down truck.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.