Chuob K. has been spending her life cultivating crops. This is a skill she learned from her grandparent when she was young. She is now married and has five kids, three of whom are employed in different jobs. Her husband works in the farm fields frequently alongside her. Growing crops is an annual action with which she has had great success. Presently, she and her husband always use their old motorbike to go anywhere. Unfortunately, this existing motorbike has often broken down during use. Because of this, Chuob K. has decided to seek a loan from Kiva, which she will use to change the broken motorcycle.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.