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Yem Sam Ann's Group
In this Group: Yem, Pech, Sao, Chum, Em, Pheng, Meon, Mak, Morn, Khem, Korn, Chheom, Kry, Sin, Dav, Hin, Phon, Phorn, Chhorn, Pong, Koem, Moeun
Mrs. Yem S. A. was born in 1972. Her husband, Mr. Phan Ry, and she have four children. Two are workers, and two are students who also help support their parents in their business. They live in Srei Snam village in Kandal province.

Mrs. Yem S. A. and her husband are farmers who own a two-hectare plot of land and rent four hectares more from villagers for cultivating rice. Aside from farming, they also conduct a rice business.

Twenty-two people make up this village bank loan, and Mrs. Yem S. A. was selected to be the bank president by the other members. The members of this village loan will use their portions to support different purposes.

In order to support their rice business, Mrs. Yem S. A. is asking for a loan to buy more rice to enlarge her current business. With their loan they hope to increase their income to improve their family’s living condition.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,040.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yem Sam Ann's Group's $3,575 loan helped a member to buy more rice to enlarge her rice business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Feb 9, 2011
Currency Exchange Loss:
Feb 1, 2012