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Jose Javier
Jose Javier G., age 27, lives with his life partner. He has 2 young children who are in elementary school and are cared for by their mother, who does the housework. Jose has worked for the Alcaldia Municipal de Juigapla for seven years as a municipal police officer. He has succeeded through his own hard work.

He needs this loan, with the support of Kiva, to install bars on his windows, to install doors, and to plaster the front of his house.
His greatest dream is to offer his family greater security and better living conditions.
View original language description ↓
Jose Javier G. de 27 años de edad, vive con su compañera de vida, tiene 2 hijos menores de edad se encuentran estudiando en la primaria y estan al cuidado de la mamá de ellos quien se dedica a los quehaceres del hogar, Jose labora para la Alcaldia Municipal de Juigalpa desde hace siete año como Policia Municipal, se ha superado con esfuerzo propios.

Necesita este financiamiento con el apoyo de Kiva para ponerle verjas a las ventanas, puertas y repellar el frente de la casa.
Su mayor sueño es brindarle mayor seguridad a su familia y mejores condiciones de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 129
    View loans »
    Nicaragua Loans Fundraising
  • $24,535,925
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Jose Javier to install bars, windows, and doors, and to plaster walls.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 14, 2011
Mar 1, 2011
Currency Exchange Loss:
Dec 15, 2011