Albena G. is 38 years old. She is a jewelry designer and has a special education on this subject. Her father is also a jewelry designer and she has worked long years as an assistant in his atelier where she gains experience. In 1992 her father retires and she takes this family business. She not only sells her jewelry but also makers regular exhibitions in galleries. She is well known as a master of jewelry making and has lots of customers. Now Albena Gazazova prepares another exhibition and needs materials for her jewelry. She applies for a $ 2 000 loan.