Ms. Petra A. M. is going to use her loan to buy clay, wood and glaze for the manufacture of pots and jars and she also sells unglazed pots.
Ms. Jorgina B. T. is going to buy clay, wood and paints for making pots.
Ms. Margarita M. V. is going to buy wood, clay, and glaze to make pots and jars for the Day of the Dead.
Ms. María Myriam Guzmán C. is going to buy bags of sugar, boxed oil, sweets and boxed juices to stock her business selling cakes, picaditas and dobladitas (various traditional fast food items).
Ms. Irene C. Arriza is going to buy pots and pans to stock her business. She is going to buy glaze, wood, paint, and clay to manufacture large and small pots and pans.
María Myriam is a member of the group. She is 22 years old and she has her high school diploma. She is married and does not have any children. She has a business selling food in the telesecundaria (a distance school program for secondary and high school students). She is requesting a loan to buy oil, rice, sugar, sweets, soft drinks, vegetables, tomatoes, lettuce, cheese, and cream. She is also going to fix her bathroom and construct it using brick rather than bamboo. Her customers are students, teachers, parents and she offers them tacos, tostadas, quesadillas, tortas, sweets and soft drinks. She started her business 3 years ago out of necessity and learned by watching others prepare. Her mother taught her to prepare food, and the parent committee at the school told her that since there wasn't anyone to sell food at school if she wanted to do so she could and she liked the idea. Her father-in-law lent her the money to start sales. She walks to work, carrying her goods in a wheelbarrow. Her business is important and special to her because she eats there. What she likes most about her job is when she sells, when the boys buy her foods and do not walk away. The greatest challenge she faces is the weather, when it rains, or when the boys do not bring money because sales decrease. Her competition is a lady who sells the same products in the school. She uses her business profits to go shopping in the center every eight days for food supplies, to stock her food supply, repay the loan, and to pay her dues from selling to the telesecundaria. Her husband helps with overall food sales and he knows how to do everything.
San Marcos is a nice place to breathe fresh air. They celebrate the patron saint of San Marcos on April 25. There are masses, procession, dances, carnival rides, Brinco de Chinelos (traditional indigenous dance from the state of Morelos), the planting of corn and sorghum, and almost all do pottery work.
This business has helped in feeding their family. The plans and hopes are to continue with the business selling food to make earnings to buy a car to use to go and buy the merchandise and to travel from their house to the school with their food.
Ms. María Miriam is happy with this loan because she is able to continue growing her business. The members of the this group want to tell Kiva and the Fundación Realidad "Thank you for the support and the trust you give us, thanks to these loans we can get ahead in our business and our families".
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid