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Jazmin Group
In this Group: Petra, Jorgina, Margarita, Maria Myriam, Irene
This communal group called Jazmín is located in the community of Barrio San Pedro, Acteopan, in the state of Puebla, Mexico. It is made up of 5 women who are neighbors and know each other well.

Ms. Petra A. M. is going to use her loan to buy clay, wood and glaze for the manufacture of pots and jars and she also sells unglazed pots.

Ms. Jorgina B. T. is going to buy clay, wood and paints for making pots.

Ms. Margarita M. V. is going to buy wood, clay, and glaze to make pots and jars for the Day of the Dead.

Ms. María Myriam Guzmán C. is going to buy bags of sugar, boxed oil, sweets and boxed juices to stock her business selling cakes, picaditas and dobladitas (various traditional fast food items).

Ms. Irene C. Arriza is going to buy pots and pans to stock her business. She is going to buy glaze, wood, paint, and clay to manufacture large and small pots and pans.

María Myriam is a member of the group. She is 22 years old and she has her high school diploma. She is married and does not have any children. She has a business selling food in the telesecundaria (a distance school program for secondary and high school students). She is requesting a loan to buy oil, rice, sugar, sweets, soft drinks, vegetables, tomatoes, lettuce, cheese, and cream. She is also going to fix her bathroom and construct it using brick rather than bamboo. Her customers are students, teachers, parents and she offers them tacos, tostadas, quesadillas, tortas, sweets and soft drinks. She started her business 3 years ago out of necessity and learned by watching others prepare. Her mother taught her to prepare food, and the parent committee at the school told her that since there wasn't anyone to sell food at school if she wanted to do so she could and she liked the idea. Her father-in-law lent her the money to start sales. She walks to work, carrying her goods in a wheelbarrow. Her business is important and special to her because she eats there. What she likes most about her job is when she sells, when the boys buy her foods and do not walk away. The greatest challenge she faces is the weather, when it rains, or when the boys do not bring money because sales decrease. Her competition is a lady who sells the same products in the school. She uses her business profits to go shopping in the center every eight days for food supplies, to stock her food supply, repay the loan, and to pay her dues from selling to the telesecundaria. Her husband helps with overall food sales and he knows how to do everything.

San Marcos is a nice place to breathe fresh air. They celebrate the patron saint of San Marcos on April 25. There are masses, procession, dances, carnival rides, Brinco de Chinelos (traditional indigenous dance from the state of Morelos), the planting of corn and sorghum, and almost all do pottery work.

This business has helped in feeding their family. The plans and hopes are to continue with the business selling food to make earnings to buy a car to use to go and buy the merchandise and to travel from their house to the school with their food.

Ms. María Miriam is happy with this loan because she is able to continue growing her business. The members of the this group want to tell Kiva and the Fundación Realidad "Thank you for the support and the trust you give us, thanks to these loans we can get ahead in our business and our families".
View original language description ↓
Este grupo solidario se llama Jazmín se encuentra localizado en la comunidad de Barrio San Pedro, Acteopan, en el estado de Puebla, México, está conformado por 5 integrantes mujeres que se conocen y son vecinas ellas son la señora Petra A. M. va a comprar con su crédito barro, leña, greta, para la elaboración de cazuelas y jarros y los vende crudos, la señora Jorgina B. T. va a comprar barro, leña, pintura para elaboración de cazuelas, la señora Margarita M. V. va a comprar leña, barro greta para elaborar sus cazuelas y en día de muertos elabora los jarros, la señora María Myriam Guzmán C. va a comprar azúcar por bulto, aceite por caja, dulces, jugos por caja para surtir su negocio de venta de tortas, picaditas, dobladitas, la señora Irene C. Arriza va a comprar ollas, cazuelas para surtir su negocio, va a comprar greta, leña, pintura, barro para elaborar sus cazuelas y ollas chicas y grandes. La señora María Myriam es integrante del grupo ella tiene 22 años de edad estudio hasta el bachillerato tiene su certificado, ella es casada, no tiene hijos, ella tiene su negocio de venta de comida en la Telesecundaria a y solicito su préstamo para comprar aceite, arroz, azúcar, dulces, refrescos y las verduras jitomates, tomates, lechuga, queso, crema y también va a arreglar su baño hacerlo de block porque el que tiene es de carrizo, sus clientes son los estudiantes, los maestro, padres de familia y les ofrece a sus clientes tacos, tostadas, quesadillas, tortas, dulces y refrescos, su negocio lo inicio hace 3 años, por necesidad aprendió viendo como los preparaban , su mama le enseño a preparar la comida, a ella le dijeron que si quería vender el comité de padres de familia como no había nadie quien vendiera a ella le dijeron y le gusto, su suegro le presto para iniciar con la venta , llega a su negocio caminando transporta su mercancía en carretilla, su negocio es importante y especial porque de ahí come, lo que más le gusta de su negocio es cuando vende cuando los muchachos compran sus alimentos y no se alejan, los desafíos que enfrenta su negocio es el clima en temporal cuando llueve casi no llevan dinero los muchachos, bajan las ventas, la competencia que enfrenta el negocio es que hay una señora que vende los mismos productos en la escuela, las ganancias del negocio las utiliza para ir a comprar a la central cada ocho días los insumos para elaborar su comida, para pagar el préstamo, y para pagar su cuota por ir a vender a la telesecundaria, su esposo le va ayuda en la venta de los alimentos en todo le ayuda él sabe hacer de todo. San Marcos es bonito se respira aire puro, se celebra las fiestas del patrón San Marcos el 25 de Abril hay misas, procesión, baile, juegos mecánicos, brinco de chínelos, siembran de temporal maíz y sorgo, casi todos trabajan la alfarería. Este negocio le ha ayudado mucho a su familia en la alimentación, los planes y esperanzas son seguir en el negocio de las ventas de alimentos para que tenga ganancias para comprar un carro para ir a comprar la mercancía y para trasladarse de su casa a la escuela con los alimentos, la señora María Miriam está Feliz con este préstamo porque va a poder seguir adelante con su negocio. Las integrantes del grupo quiere decirles a Kiva y a Fundación Realidad “gracias por el apoyo y por la confianza que nos dan, gracias porque con estos créditos salimos adelante con nuestros negocios y nuestras familias”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 16
    View loans »
    Mexico Loans Fundraising
  • $18,610,225
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Jazmin Group's $1,925 loan helped a member purchase packages of sugar, boxed oil, rice, sweets, juices, soft drinks, vegetables, green and red tomatoes, chiles, cheese, cream.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 1, 2011
Listed
Feb 9, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011